Import More.
Pay Faster.
Optimize Working Capital.

Challenges Importers Face

Financing adds debt, straining leverage ratios.

Importers miss out of Arbitrage benefits.

Delayed payments erode supplier trust.

Cross-Border supplier management is fragmented, opaque.

Vayana TradeXchange Reverse Factoring or Buyer-led Supplier Financing solution helps corporates to ensure early payments to overseas suppliers through Financiers on the VTX platform without additional borrowings on the balance sheet.

How does Reverse Factoring or Buyer-Led Supplier Financing work?

Receivable Purchase Agreement (RPA) signed by the overseas suppliers

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Buyer uploads accepted invoice & standard trade documents (STD)

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Invoice and STD are verified by Vayana TradeXchange

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Financiers bid on the platform to fund the invoice

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Buyer signs the Notice of Assessment (NOA) & Irrevocable Payment Undertaking (IPU)

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Financier disburses part funds to the supplier’s account

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Buyer repays the Financier on the due date

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Transaction is closed

Key Features

Digital upload of standard trade documents

Digital upload of standard trade documents

Access to multiple

Access to multiple Financiers through a single platform

Competitive financing

Competitive financing through transparent bidding

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Fully digital transaction
lifecycle

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Real-time transaction tracking & status updates

Benefits for Importer

Access flexible financing, improve cash flow, extend supplier payment terms, and streamline Cross-Border imports with greater confidence.
Better Working Capital Management

Better Working Capital Management

Extended payment terms from the Financier helps fund growth and pay back on time

Low Cost of Finance

Low Cost of Finance

Transparent bidding mechanism helps avail funds in the currency of invoice, at a lower cost

No Hedging Costs

No Hedging Costs

No conversion cost incurred as payments are made in the currency of invoice

Improved Relationships

Improved Relationships

Timely payments strengthen supply chain relations with long term commitments

One-time Agreement with VTX

One-time Agreement with VTX

One-time Agreement with VTX removes the hassle of being locked in bilateral agreements with multiple Financiers

Seamless Digital Process

Seamless Digital Process

VTX platform reduces paperwork, ensures quick disbursement of funds and optimizes credit costs

Ready to Scale Your Imports?

Speak to us
Certificate

Permissible Activities stated in ITFS Guidelines IFSCA-FCR0FCR/3/2023-Banking/2024-25: December 23, 2024 (Updated as on April 11, 2025)

permissible-activities-IFSCA