Challenges Exporters face
Long credit cycles (60–120 days)
Dependence on traditional financing
Financing heavily dependent on Historical balance sheet
Intensive paper-based processes
How does Export Factoring work?
Exporter uploads Invoice & Standard Trade Documents
Invoice and STD are verified and sent for bidding
Financiers bid on the platform to fund the invoice
Exporter accepts the bid and executes the Assignment of Agreement (AoA)
Buyer is notified and accepts Notice of Assessment (NOA)
Financier disburses part funds to the Exporter’s account
Buyer repays the Financier on the due date
Financier remits remaining amount to the Exporter
Transaction is closed
Key Features
Digital upload of export standard trade documents
Access to multiple Financiers through a single platform
Competitive financing through transparent bidding
Fully digital transaction
lifecycle
Real-time transaction tracking and status updates
Benefits for Exporters
Receiving the payment early for shipped
goods, ensures efficient working capital
management and steady cashflows.
Funds can be availed from international financial institutions across the globe, in the currency of invoice.
Avail lowest cost of funds, discovered through a transparent bidding mechanism.
Payments are received in the
currency of invoice; no conversion
costs are to be incurred.
Risk of non-payment from
the buyer is eliminated, as
funds are without recourse
The platform reduces paperwork, ensuring seamless and quick disbursement of funds, optimizing credit costs.
Ready to Scale Your Exports?
Speak to usPermissible Activities stated in ITFS Guidelines IFSCA-FCR0FCR/3/2023-Banking/2024-25: December 23, 2024 (Updated as on April 11, 2025)
